Beyond the Retirement Crisis Headlines
Why Employer-Sponsored Plans Are the Key to Retirement Adequacy for Today's Workers
This report from the Morningstar Center for Retirement & Policy Studies is the inaugural research using the Morningstar Model of US Retirement Outcomes. It analyzes the likelihood that today's US workers will have adequate financial resources in retirement. The model can help identify which workers may be prepared for retirement and which may fall short based on a wide range of demographic and economic factors. These findings will serve as a baseline for future publications using this sophisticated simulation model to assess the impact of various legislative proposals, products, and innovations on the retirement system.
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